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Comprehensive Motor and Comprehensive Car Insurance

If we drive a car on the public roads we need car insurace.
Motor insurance policies can vary wildly in price as it is dependant on many factors. Where the car is kept, the driver(s) occupation, the age of the driver(s), the annual expected mileage, the occupation of the driver and of course the type of car. All things being equal, a 50 year old married man who drives 5000 miles per year and stores his family saloon in a garage overnight will pay a much lower premium than a 19 year old man who drives a "hot hatch" and parks it on the public road.

How can I get cheap comprehensive car insurance?

There are various things that you can do to reduce your insurance premium. You can elect to increase your voluntary excess. Most motor insurance premiums have a compulsary excess, but if you agree to a voluntary excess as well it usually reduces your premium. If you only travel 5,000 miles per year, tell your insurance company. Informing the insurer that you travel limited miles within a year usually makes your motor insurance premium cheaper. Don't include your 19 year old brother who has just passed his test. It might seem like the brotherly thing to do, but having a young, inexperienced driver on your insurance is a sure way to increase the cost. Garage your car overnight. A car locked away in a garage overnight is less likely to be stolen or damaged. This should knock a few pounds off your premium.

But above all, be a safe driver. A full "no claims" discount can knock well over 50% off your premium.

Tips for saving money on car insurance