Money saving tips for running your car
The upkeep of your vehicle can be quite an expense - from initial purchase to insurance to maintenance. And sometimes we get the sinking feeling that every time we need a car repair, we’re going to get taken for a ride. (pardon the pun!) Actually there are some ways to make sure you don’t get a raw deal when dealing with a local garage.
After you get recommendations for honest mechanics and garages, phone around to check out the prices for certain jobs. It’s always smart to get a second opinion.
How about some preventative maintenance? Keep your petrol tank filled. This will help you avoid the fuel line freezing up in cold weather. Also, driving on “fumes” allows little pieces of dirt at the bottom of your fuel tank to run through the fuel lines with the last drops of petrol or diesel. This debris clogs up the fuel filter and can cause carburetor damage as well.
Sometimes a problem with your car’s electrical system results from a simple blown fuse. Check to see if you have any blown fuses before investing in a tow truck!
Keep track of how much oil your car uses. A sudden change in oil consumption means you need to see a technician.
Save your brakes by having your brake fluid changed according to manufacturer guidelines.
Check your tyre pressure once a month. This simple maintenance check can add up savings at the petrol pump!
Stop and go traffic causes excess wear and tear on your vehicle. Go ahead and give your car a nice twenty minute ride at 55 mph on every couple weeks if you “major” in short trips.
There are other ways to save money on car expenses. Let’s look at the car insurance payments.
If you’ve budgeted for possible out-of-pocket expenses in case of a car accident, you might want to consider increasing your insurance excess to £400. This will lower the cost of your insurance.
Talk to your insurance agent. If your car is as old as the hills, you might want to go for third patry insurance instead of comprehensive car insurance.
Car insurance companies offer a variety of discounts. Ask your agent if the company offers reductions for driver training courses, anti-lock brakes, car alarms, air bags, mature drivers, good students or maintaining a good driving record.
Before you purchase from a dealer, ask about the dealer's return policy, get it in writing and read it carefully.
Purchase a car which is fuel efficient rather than a petrol guzzling 4 litre 4x4.
In most cases, using cruise control on the motorway will save gas.
Replacing a clogged air filter can improve your car's petrol mileage by as much as 10 percent. This isn’t going to cost you an arm or leg either.
When buying a car carry out an HPI check to see if there is outstanding finance or it has been reported as written off.
If you use your car for business, keep track of miles travelled so that you can use this for a tax deduction. Individuals using their private car for business use can claim up to 40p per mile free of tax.
When you consider all the ways you can save money on your current vehicle, you might be persuaded to put away the extra each month for a new car down the road!
About the author:
Car Insurance - Life Insurance - Health Insurance - Dental Insurance - Pet Insurance - Holiday Insurance - House Insurance - Wedding Insurance
Part of the Insurance Web Site network of web sites
Financial services products may be regulated to protect the consumer by the FCA and other such bodies. This site, and all of the sites in the Insurance Website network is/are intended to provide general information only and not provide specific individual advice.